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Product Engineering-as-a-Service a Finablr company


We follow a unique model focused on building people and products which is based on our five key pillars of inimitable work culture -Innovation, Empowerment, Ownership, Efficiency & Empathy.

Us In Press

  • SiliconIndia 10 Most Promising Product Engineering Service Providers
  • City firm designs e-book sharing software
  • ઈ-વોલેટ ટેકનોલોજીની મૂળ શોધ બે બરોડિયનોએ કરી છે
  • નવો આયામ : પુસ્તક વાંચ્યા બાદ તેની પર ઑનલાઈન ચર્ચા થશે
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Our Leaders

Promoth Manghat

Group Chief Executive Officer Finablr

Promoth Manghat is the Chief Executive Officer of the Group and Executive Director and is responsible for its strategy execution and management. Promoth also has direct responsibility for the “B2B and Payments Technology Solutions” segment including building relationships and partnering with blue chip global clients to provide bespoke solutions catering to their unique payment needs.

With over 20 years of experience, Promoth is an acknowledged expert and thought leader in the Fintech and financial inclusion domains, He is a sought-after speaker at industry forums and conventions and has been featured amongst the “100 Inspiring Leaders in The Middle East” by Arabian Business, and as a “Top 50 Fintech Influencer in the Middle East”. He also serves on the World Economic Forum’s (WEF) Global Steering Committee for Promoting Global Financial Inclusion (PGFI) that seeks to drive sustainable financial Inclusion through digital means.

Promoth is a Chartered Accountant from the Institute of Chartered Accountants of India.

Mehul Desai

Group Chief Technology Officer Finablr

In his role as Group Chief Technology Officer at Finablr, Mehul drives the Finablr digital agenda with focus on platform strategy and innovation efforts. With over 25 years of experience in the Financial Services industry Mehul has been at the forefront of fintech innovation.

He is widely acknowledged as a global Subject Matter Expert in the field of secure personalised transactions with over twenty patents issued to his credit. Mehul serves on the board of several companies and is an expert in-residence at the Polsky Center for Entrepreneurship and Innovation at the University of Chicago.

Mehul Desai holds a B.S. in Telecommunication Engineering and a M.S. in Engineering Management.

Vimarsh Vasavada

Chief Executive Officer & Director PEaaS - a Finablr company

Vimarsh Vasavada has spent over 15 years in areas of product engineering and software architecture. Associated with C-SAM for around 10 years and have played key role in defining CSAM’s flagship product Mobile Transaction Platform(MTP)’s architecture.

Founder of ojsource.com which has helped customers to meet different architectural and technical goals in overall technology strategy for product and also to do architect/design/develop an executable reference architecture blueprint. Also did a goal oriented and exploratory code review and suggest a refactoring plan and approach.

Vimarsh Vasavada is a gold medalist in Master of Computer Application /IT/Software (MCA).

Core Team

We drive our strength from our enthusiastic team of young and unprejudiced minds who are highly aligned on the Our Cultural Values and Practices. The team has a proven track record of IP led software product development and global deployments.

Swati Ojha

Head - Culture

Yagnil Mehta

Program Manager

Sejal Desai

Program Manager

Abhishek Sharma

Senior Business Analyst

Pathik Desai

Software Architect

Aalap Vasavada

Design Lead - UX/UI

Mayur Panchal

UI Lead

Tejas Patel

Enterprise Tech Lead

Jasmin Javia

Mobility Lead

Dhaval Pancholi

DevOps Lead

Malay Matwankar

Lead - FrontEnd-React

Ejaz Mafat

Lead - FrontEnd-React

Pratik Panchal

POD Lead

Jaimin Patel

POD Lead

Malay Solanki

POD Lead

Chintan Dhandhusariya

POD Lead

Dhruv Dalwadi

Lead - iOS

Nitish Pundir


Nirav Patel



Entrepreneurship to Innovation to Services

The year was 1998. After a couple false starts mobile telephony was poised to takeoff. Everyone started to talk about a billion mobile phones. C-SAM, which dreamt of a billion mobile wallets, was born in Chicago. C-SAM set out to build an all software infrastructure platform to aggregate all the disparate domains required for fulfilling highly secure transactions – seamlessly across the real and virtual worlds. What appeared to many as over engineering in the late 90’s turned out to be a critical component for mobile wallets a decade later – C-SAM was acquired by MasterCard Worldwide in 2014.

Over the past couple years practically every IP-driven software product company that we have been associated with – from New York to Abu Dhabi to Mumbai to Tokyo to Sydney – wanted to know how we built a marquee software product development group in Baroda. As some of this curiosity started to turn into a sincere request for support, we decided to setup PEaaS.

PEaaS embodies all our learnings over the past 25+ years of unique intellectual property driven software product development and global deployments, further strengthening the good and discarding the bad. PEaaS vision is to share those learnings with fellow software product developers worldwide, empowering them to blaze their own trail and fulfill their vision.

to be continued...

About Us

PEaaS Software or Product Engineering As a Service is a Product Engineering company which builds unique IP based Software Products for its customers by retaining critical intellectual property in the form of patents, products, and people. PEaaS’ unique captive team development model empowers software product companies to become more agile and responsive to the changing market and competitive landscape by delivering feature-rich & high-quality software products across the whole spectrum of development technologies, tools, approaches and environments.

PEaaS team is incubating and driving IP, technology, product engineering and development for companies across the world, from early stage startups to Fortune 500 Companies around the globe, including the U.S., Canada, Japan, UAE, and even far-flung Bolivia, addressing their entire software product engineering requirements, building solutions with the appropriate localization including language and cultural nuances.

Backed by world-class infrastructure coupled with experienced professionals who have a proven track record of accomplishing IP led software product development and global deployments, PEaaS addresses the complete software product engineering life-cycle right from design, architecture, development to hosting. PEaaS follows a unique model, focused on building people and products which is based on five key pillars of their inimitable work culture -Innovation, Empowerment, Ownership, Efficiency & Empathy.

PEaaS part of Finablr, a global platform for Payments and Foreign Exchange solutions. With deep regulatory know-how, technology expertise and industry leading partnerships, Finablr companies provide a broad array of tailored and trusted financial solutions for consumers and businesses. With a global reach spanning 170+ countries, Finablr companies processed over 150 million transactions in 2018, managing nearly USD 115 billion for customers.